I’m not offended. I was a bit of an asshole though and I apologize for that but I wasn’t offended. Your point about timing the market was valid.

I know it wasn’t personal but you did ‘attack’ my comment. Not the right word but I hope you get my meaning.

Advising people to try to time the market is terrible advice.

This is why I replied the way I did. I was not giving advice, but we know that already.

As for you advising new investors, good on you. I was not trying to do that. I was trying to answer a hypothetical question with knowledge from personal experience.

I actually considered writing “This is not financial advice” in the original comment but thought my preface was enough.