Im looking to buy a single diversified fund. I like the low ter of WEBN but found many folks online weary of amundi due to their past mergers, also they are not fully all world but have the developed market covered. Vanguard is obviously well known and established but the ter of VWCE seems quite high. FWIA looks like a good compromise with a ter of 0.15 and the fund looks to be growing .

I have also considered SPYL with EXUS but i believe the transaction fees for 2 would leave me worse off than a single diversified fund .

What are your thoughts on this ?