I agree it should be illegal and it is immoral, but these are the current rules of the game. It’s not that Bill Gates is necessarily evil, the problem is how modern states and societies distribute wealth, which is based on a credit system where small incomes are dominated by large incomes (owners get most of the credit). The guise is that they also assume the risk but we know that very rich people eventually gain political power to mitigate that risk on the many not rich people. The problem then is that there is no easy way for not rich people to self organize and distribute credit more fairly, which also needs to distribute risk as well. Cause at the end of the day, it is about two things: people wanting to avoid risk and yielding credit and people accumulating wealth and gaining political power, over many generations. That said, Musk is a very twisted and malicious personality while Bill Gates is more of a typical rich entitled person with a savior complex.