The 12 months before July 2024 were more than 1.5 °C warmer than the pre-industrial baseline. Using climate models, the author shows that the first year that exceeds 1.5 °C of warming most probably also occurs within the first 20-year period with an average temperature that exceeds temperature targets.
Okay, here’s one right off the top of my head. How about high insurance premiums and high electricity bills that eat into your budget?