Her response was pretty fearless. I hope he replied, “Atta girl!”

Maybe one of those life preserver rings? I guess part of the problem is that “save” has (at least) two meanings. To create a record of, but also to rescue. They’re kind of close, and certainly having a record of your data can rescue you, but yeah, the concept and its overlap gets “fuzzy.” Interesting question!

Yeah, all the policies were only 12 months at a time. Now I’m hearing chatter about “special assessments” on plan holders, but I don’t know how much stock to put in those speculations. For now I’m just riding things out and seeing what happens since there’s basically nothing else I can do anyway.

I got four quotes for fire insurance on my N. California house and the FAIR plan was the least expensive. I keep seeing it described as “last resort” and “most expensive,” but thus far at least, that wasn’t my experience. Not sure why.

EDIT: typo