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Joined 9 months ago
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Cake day: February 2nd, 2026

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  • Talk to a financial advisor or something.

    If it is an life insurance insurance policy they will have set things up so that they on average earn an average profit. If anyone could find a loophole to circumvent this and “win” then they would do so, not share tips about it online. At best it is some kind of loan against some kind of dividends on that loan. By nature the taker of a loan loses money unless they invest it in a venture with a higher rate of profit than the rent on capital (or at least circumvent an even larger loss equivalently).

    If the matter is actually actually investing large amounts of money the answer is almost always index funds at some risk level with some proportion of the capital in international bond funds.

    Not financial advice though but I would seek out an expert.



  • Every system has contradictions because unity exists through its contradictions. What these contradictions are determine what must be done. The difference in communism is that the science of dialectical materialism wielded by a classless society educated in diamat and scientific socialism can conciously relate to it’s own contradictions and work to resolve them amicably and constructively. What an economic system would look like after communism is uncertain, and ventures into science fiction about future means of productions and relations of productions. But the relation society has to its contradictions is permanently changed.

    If we are sci-fiying, we could point to potential things like biological or cybernetic transhumanism or digital superintelligence as shakeups to existing production relations. Or something like revolutionary breakthroighs in technology like efficient and safe fusion or ftl travel or matter printing from energy and voce versa. Or settling new planets in the solar system. But this is all science fiction.