Raiffeisen has been “leaving” the russian market for 3 years now.

In this particular case, I don’t think it was money per se. More like being overly cautious with rules to implement aggressive price floors for russian oil.

And the generally failed policy of “escalation management”.

Why wasn’t this done 3 years ago?

And yet she didn’t bother to take his words seriously and maybe consider whether de facto backing russia (e.g. thinking moving forward with Nord Stream 2 after the annexation of Crimea was a good idea).