Der er stille herinde i dag

They added even more regulation more recently.

We met all the criteria except the positive net wealth due to student loans and in our budget we would have been net positive within 5 years, but 3 banks didn’t believe that. We only got the loan because we had 15 % in down payment.

These are the current criteria:

Down payment - minimum 5% of the purchase price from your own funds

Debt factor - total debt must not exceed roughly 4–5× household income before tax

Interest stress test - your budget must handle rates of at least 4.5%

Positive net wealth - either upfront, or a repayment plan making it positive within max. 5 years

Minimum disposable income - $750 - $1050/month left after all expenses, and each child adds $400-500 to that amount.

My parents bought a house in the 90’s and after they bought it, they realized they couldn’t really afford the mortgage.

As a comparison, my wife and I tried buying a house 3 years ago. We had around $3,000 left in our budget after ALL our expenses was paid, and we got rejected in 3 banks before we got a loan.

Our rent was $1,500 / month. Our mortgage is $1,000 / month. We have more money after expenses living in our house compared to the place we lived before.

They make it really damn difficult to buy a house, even when you have the money.

Jeg tror også “middelmådige” CV’er stikker mere ud nu, positivt, efter alt det her AI fest.

Fun fact du ikke har bedt om. Aabenraa (st. Jyndevad) holder rekorden for varmeste dag i oktober. 26,9 grader i oktober 2011.

RIP. Du har fortjent en god [hvad end der gør noget godt for dig] til at fejre weekenden med.

Vi har også fået nogle “Ej, det er ulækkert” fra vores datter, haha. Men vi er ved at få vendt det, og lært hende at man ikke må sige, at mad som andre har lavet er ulækkert.

Nu er hun af sig selv begyndt at rose maden, når hun kan lide det. Senest var “Det smager sindssygt, sindssygt godt, far! Det vil jeg spise hver dag, for evigt!”

Men ja, det er med at nyde og huske de her gode tider og stunder, for det vender garanteret igen på et eller andet tidspunkt.

Vi skriver generelt alle sjove vendinger og søde ting ned som de får sagt. Der er så meget ammunition til deres konfirmationstaler, haha.

Puha, jeg kunne godt forestille mig, at det er noget af en omvæltning for familien, eller i hvert fald give en stor bekymring omkring hvor stor en omvæltning det vil være. Dejligt at høre at det er gået godt :)

Man bliver en helt åndssvagt glad og stolt far, når ens 2-årige dreng begynder at sige ting som “Far, tak fordi du har lavet så dejlig mad til mig”, “Far, tak fordi du har lavet den her togbane til mig. Det var lige det jeg trængte til”, osv. Min kone og jeg forsøger at rose hinanden foran børnene, og det varmer når børnene også begynder at gøre det samme. God fredag til jer :-)

Isn’t the difference between aristocracy and oligarchy only that oligarchy is a more corrupt version aristocracy? Seems like a blurry line. None the less, both systems seems suck for those not among the elite.

I am not familiar with the show, but a quick research shows that it seems like The Gilded Age portrays something similar to Downton Abbey, but it’s more some quasi aristocratic class hierarchy.

In 80 years our grandchildren will watch the new Downton Abbey series just with oligarchy instead aristocracy and feel very sorry for us.

Ja, det tyder på en helt vildt god håndtering i det her tilfælde. God kommunikation og gode anbefalinger for at minimere risikoen for brugerne af PHP.

Jeg arbejdede en smule med PHP og symphony for en virksomhed for nogle år siden, og jeg blev faktisk positivt overrasket over hvor behageligt et sprog det var at udvikle i. Føltes egentlig ret moderne.

Fantastisk /s at man stadig bruger PHP så mange steder, haha

Ja bare lige små 70 % af alle websites er drevet af php 😅

Ja, Schrödingers sårbarheder ™. Det blev først en sårbarhed da AI åbnede kassen, inden da var der hverken det ene eller det andet. /s

Du har helt ret. Min pointe var også mest at AI nu virkelig sætter farten op for at kriminelle kan finde sårbarheder, og at det begynder at påvirke langt flere mennesker.

Det er godt nok vildt hvor meget AI og software bare begynder at flyde ud i alle dele af vores liv.

Phew!

Thanks for bringing the whole point of the post back around!

My autism is too strong here. Did not get whether you were sarcastic or not here.

Agree on the lens distortion here. Not a lot people is looking good from that angle.

Without knowing too much about Taylor Swift, I assume she’s much more fit than the average person, and muscle weighs more than fat, so her weight might even be a bit misleading here, compared most people.

I would say she’s more fit than skinny. She’s definitely been skinny and too skinny, but I think she gained a lot of muscle before and during her Eras Tour, making her look less skinny in that picture there.

But, it’s problematic to even discuss her weight like this, and it just puts unnecessary pressure on other people, who might see her as skinny.