You have to ask for proof of ownership from the debt collectors. Sometimes all they have is your info in a spreadsheet, which is not enough to legally collect. Do some online searches and you should be able to finda lot of resources.
Don’t just ignore it because they can sue and if you ignore that then you’ll get a default judgment against you which you actually will have to pay even if the original claim was complete bullshit.
On the other hand, if you demand they provide actual proof of the debt they will usually not have it and will just go away.
You have to ask for proof of ownership from the debt collectors. Sometimes all they have is your info in a spreadsheet, which is not enough to legally collect. Do some online searches and you should be able to finda lot of resources.
100% this.
Don’t just ignore it because they can sue and if you ignore that then you’ll get a default judgment against you which you actually will have to pay even if the original claim was complete bullshit.
On the other hand, if you demand they provide actual proof of the debt they will usually not have it and will just go away.