Well, both really.

Why are HOAs so obsessed with “consistency”?

My favorite quote from The Big Short:

In the years that followed, hundreds of bankers and rating agency executives went to jail. The SEC was completely overhauled, and Congress had no choice but to break up the big banks and regulate the mortgage and derivatives industries.

Just kidding. Banks took the money the American people gave them, and they used it to pay themselves huge bonuses, and lobby the Congress to kill big reform. And then they blamed immigrants and poor people, and this time even teachers.

I have an idea: they could package all the AI debt into securities and then sell it off in small pieces to individual investors. By spreading out the investment over many different loans, the risk of default will be greatly reduced. It’s not like ALL the AI companies are going to default all at once, right? Ha ha.

It can read minds?

You say shitpost, I say believable unironic LinkedIn post.

What a dumbass. It’s probably just a visual artifact brought on by the cold ravioli.