I don’t want pity. Just someone to hear me.
Debt collectors are threatening my family.
I’m trying everything — writing, working, asking.
Nothing works.
I’m holding on by a thread.
I write horror stories, but real life is worse.
Ko-fi is in my bio, but even a kind word helps.
I hear you, and I’m sure others do too, even if they don’t reply back.
I’m not sure how to take this post, whether you’re looking for some direction on where to go next, if you’re just venting about your current situation, or something else.
Regardless, you’ve reached out to someone somewhere here on Lemmy and that’s great. Maybe someone else here will comment some great advice specific to you, but otherwise I would highly suggest you find some free service to help if you haven’t already.
I’m not sure where you are in the world (and I don’t expect you to divulge that), but a good start might be a debt helpline. Australia has one, and I’ve been fortunate enough so far not to need it, so I can’t speak for how good or bad they generally are but I don’t see the harm in trying.
If you’ve already tried reaching out for help and you’re still both in this situation and clearly stressed, don’t discount all help options because the ones you tried didn’t work out. Outside of public services, even asking friends (especially older ones) for advice would be worth it. Even the lady across the counter you regularly shop at. Don’t dump it all on them but just ask if they were in crippling debt what would they do.
Thank you for taking the time to write this. I’m from Ukraine, and sadly, many of the debt services here are either corrupt or aggressive — they threaten people around me, even those I don’t know. I’ve tried everything I could find, but most doors stay shut. Still, I appreciate your advice and support more than I can say.