If you retire with no SS, medicare, an insurance that is required to cover you, medicaid to keep the doors open for even a retirement home to care for you, and your 401K is destroyed from the plunging depression that’s on the rise… it might be cool to worry a bit.
I’ve never understood people who get bored in retirement. I looked forward to it from the very start of my career, and now that I am retired I’ve gotten so into hobbies and interests that it feels like there still isn’t enough time for everything.
Yeah, I also have 5 hobbies and many more interests. I am only scared that I don’t have enough energy left in me once I retire.
it’s because they had enjoyable work. not the slave trade were in today.
Lol to thinking that it was better. Capitalism was always terrible for normal people.
But many people just don’t have a lot of hobbies. Change is also scary for many people.
Here’s to hoping we still have the physical ability to engage with those hobbies and interests.
Wow… nice.
I’ll restart and 100% stardew valley or die trying. Always wanted to commit to it, never did.
Gaming and smoking a shit ton of weed in retirement is gonna be great… if we still have social security and access to 401k’s at that point lmao
If they cut the system, we’ll get the money in our pay. So at least we can control it. Just don’t spend it on games that will hit your backlog and sit for years. I’m personally guilty btw.
Just don’t spend it on games that will hit your backlog and sit for years.
What do you think I plan on doing in my retirement?
You can start right now. Kill your boss. Quit ya job.
Kinda hard to have the retirement OP is suggesting when you run out of money in a month lol But I get your sentiment
My father is retired and still needs to use PowerPoint. He is very bad at retirement.
Retirement home LAN parties… That’s the dream
Invites all around! Remind me in 20 years.
Dude. Yes.
That’s what I keep going for
Hopefully all your friends are still around
That might be a problem. What friends?
You can make some at true retirement home. Sad part is, our generation isn’t getting any of those, most of us will be working till we drop.
By the time I retire I hope we’re in or moving towards a mix of solarpunk and star trek like utopia
And then you die because a blood clot that formed in your leg came loose and shot up into your brain, because you’ve been sitting for weeks playing videogames.
Get one of those fancy massage chairs to help blood flow
By the time I retire it’ll probably be an omnidirectional treadmill for VR gaming
Worth
Just plug my old ass into the matrix. If I live to see 80 we’ll probably have some kind of full dive VR by that point. Or at least something approaching it.
We will but the interface used to full dive will be used to influence your thoughts and getting you to buy stuff
Jokes on them, I won’t have any money to buy stuff
I will eat a shitton of acid 😆
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I don’t think any amount of achievable retirement savings is enough to give me confidence that I could cover escalating health care costs enough that I could retire. Even if I had $10M in the bank, I would worry that the cost of health care will rise fast enough to impoverish me.
You just move to a county with actual Healthcare as part of your retirement. Won’t even need 5 mil.
If you make it to Medicare age, it gets a lot less stressful. eg: my folks have had 4 knees replaced with very little out-of-pocket cost. There’s still supplemental insurance, but Medicare, not the profit-driven insurance company, determines what gets covered, and they mostly listen to doctors. There’s always edge cases, where some treatment might not be covered, but I feel like those are uncommon.
One way or the other, my ultimate health care plan is 9mm.
I’m surprised that Trump doesn’t use Obama care to prescribe 9mm medication to people. It’s a lot cheaper to pay a one time cost of a 9mm that reoccurring costs of medication. Think about it, health care costs plumit and firearms sales skyrocket. It’s a republican wet dream.
I have no confidence that medicare will still exist. It could be gone by next month.
Maybe in our lifetime we will see an expansion of Medicare to be a single payer system for all Americans as a publicly available option (ie: the minimum standards other insurance would need to meet to be competitive).
That would be nice. Idk I’m just hopeful in like 25 years we may see some real change ushered in when it comes to that. Probably very naively hopeful but I have to at least occasionally believe in a better future.
I get more pessimistic every year and I started out extremely pessimistic. I think humanity going extinct in my lifetime is more likely than the US getting single payer in my lifetime.
Humans won’t ever go extinct save some absolute batshit scenario that wipes the world completely clean of all life, give or take.
We’re too resourceful and we like fucking too much for humans to go extinct but it could be a pretty bleak existence for the human race at some point.
Nevertheless, I stand by my view. We are already trying our hardest to make the atmosphere replicate the atmosphere of the K-T extinction.
Everyone I know who retired is at least as busy as before.
The notion that without a job, people just sit around bored, is capitalist propaganda.I somehow end up busier whenever I have long stretches of time off. Idle hands create hundreds of projects.
It’s insane to me that people think they will somehow go braindead the minute they don’t have a job. Is that how they act once they get home after a long and exhausting day of labouring? Just sit down in the couch and die, staring at the white wallpaper until they collapse? From my only related experience with actually existing in this life, I fucking hate how I don’t have time for anything, ANYTHING, ever, because work work work, only to go home and work work work some more as an adult with actual responsibilities. Retirement ya, i might get a quarter of my shit in order, at best, but I’d probably just stock it with more responsibilities that I really don’t have time for, but a window of more time means a window of thinking about more shit that has been neglected or needs doing because things always do.
Is that how they act once they get home after a long and exhausting day of labouring? Just sit down in the couch and die, staring at the white wallpaper until they collapse?
Replace the wallpaper with a television and this is awfully familiar in my neighborhood.
To be fair, that is exactly what I do some days after work because this shit is needlessly exhausting. I think I need like a year of sickly Victorian style bedrest because I have been so burned out for so long that I don’t really have much of a sense of self at this point.
A decent amount of people really do just park their ass on the couch and cease existing. I’ve watched more than a few people retire and die shortly after from having nothing to live for.
I noticed over covid that many people were telling me that they were happy to be working again after being furloughed (temporarily paused employment in the UK) because they’d been losing their minds with nothing to do. I couldn’t understand it, I was busy and really happy.
Here in Canada we had a similar system and I had friends on CERB for some time. Many of them didn’t know what to do with themselves. The ones who took it well were already accustomed to finding their own fun in the world, and did everything from DIY renovations to prototyping products they want to sell.
I wouldn’t know personally, I was working the whole time. Longest I’ve been off for was 3 months and I was more concerned with survival than keeping busy. But I’d like to think I have a lot of projects to work on. I’d love to move out of the suburbs into the country proper and have a workshop. Making custom furniture and electronics is so fun but I barely have time for it.
Thanks for sharing. You’re definitely right about the divide. I just found that I had so much time I could do everything I needed and wanted to do (granted, within the confines of social distancing at the time). Housework was joyful because I could do a good job of it, and have time for hobbies, and have time to relax from both. Aside from all the suffering and madness in the world at the time, it was a genuinely satisfying experience at home.
I had a kid and was working at the office 5 days a week during COVID so my experience wasn’t nearly as peaceful lol. But I could see how much some people thrived from it and I hate so much that our societies have taken that back from them.
What tying your entire purpose in life to how much you can enrich capitalists does to a motherfucker.