Trip away? House deposit? Rainy day? Tell us below!
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Honestly I have no idea. Save as much as I can, invest spend, HYSA the rest. I suppose eventually a house in like 15 years? maybe retirement eventually?
not sure and honestly kind of falling in love with the idea of micro-retirements so maybe i’ll spend it on that?
So probably mostly for retirement. The problem is that I’ve been moving between counties and studying and doing stuff so I’m afraid it will be impossible to collect it from all the countries together so that I can get a normal pension, so I will have to work quite long and yeah if I’m lucky and get old then I’ll be probably very poor.
Oh that’s concerning indeed. I know that at least in some countries you are allowed to get back your pension contributions if you demonstrate you are emigrating from it. No such luck for you?
I haven’t really looked into all the details yet because this seems like a very long procedure. But some day I have to do it. My dad worked in Poland in a coal mine until he was 34, then he moved to Germany. In his case they had some agreement between the countries and he is getting his money as if he had worked in Germany the whole time.
Yep that’s a tricky one. How long till you retire?
I’m only 46, but let’s see when I can retire :D
You’re never to young to start
My grandpa worked in a couple diff countries in eurrope back in 1900’s, he worked for 5 years in 2 diff countries and then came back to work in his home country for 30 years and ended up getting pension from 3 countries.
Atleast back then you had to work for 5 years in a country to get their pension.
I worked in Germany, started apprenticeship to become a heating engineer when I was 16 for 3.5 so that time I payed in but not much, then I worked 2 years in a factory but in between I was in military, but I guess this counts to some degree. Then I went back to school to be able to go to university.
But then I moved to Sweden, there I worked 1.5 years as a paperboy during the night while learning the language. Then I worked for 2 years as a web frontend developer and then I went to University. During University I worked half time as a iPhone app and web developer for about 5 years. Then I worked for 7 years as a embedded developer at a car supplier company.
And then I moved to Korea and worked here for 3 years with the same.
So at 46 I only have 14 years of 100% work and 5 years at 50% work and then those very low paying jobs 5 years and one year of military. And that between 3 countries and two continents.
My next meal
I’ve got my rainy day fund which I only touch in true emergencies. I’m also saving to go to LA in November! Tickets are bought, but not paid for lodgings etc
I hope you don’t get deported lol. I’ve always wanted to visit the US, parts of it at least. Seems pretty scary right now though.
It is. I’m kinda worried they’ll turn me into a handmaid
Heading there just for a general holiday?
Yep my friend lives there
Just to make number go up at the moment. One day I’ll want a new laptop but mines new now so maybe in like 5 years.
Car tires. Literally.
Also funds to fix my car if it breaks down.
I’m fucking owned by my car I need to go to work in this god forsaken country with no public transport.
Let me know if you want any self-repair advice.
Np on that front, my pops is a mechanic so got that covered.
For the passers-by in a similar spot without a family mechanic, then.
Also at !mechanicadvice@lemmy.world
I’m not the biggest fan of l.w for a few reasons but it’s the best/only auto repair comm that I know of.
Good point
A new saxophone. I have been playing the sax for 15 years and have kept my beginner horn ever since. A good sax starts at 5k though, so I‘ll probably need at least 5 more years at my current saving rate
I have my eye on a guqin. I’ll never be able to play one, but they look gorgeous and I’d want one as a decoration for my wall.
Just put down the closing costs for a house. So saving to replenish savings for a bit.
Saving up for a down payment on a house. It feels so daunting!
A house. Kinda feel like I cannot buy anything I don’t strictly need because of this.
Used to save up for a house but prices are rising faster than I can save up and soon I’d be in debt for the rest of my life if I did buy one.
So now I’m just saving up so I won’t have money troubles living a simpler life. Small rented apartment, don’t have to worry about not having enough money to buy food or pay the bills. Can spend a certain amount on entertainment and other leisure each month and I have a sizable buffer in case I become unemployed.The new neverending fuckery that most of my shithead neighbors voted for.
To finish med school. Got about a year left, and i’m sort of broke. I’m getting by. Everyone talks how i’ll have cash later on but damn i’m broke now.
I’m dreaming about a new tent for camping, a car, and to buy more expensive food.
A (likely secondhand) PS5 because a game I really want, Digimon Story Time Stranger, releases this year! That’s my biggest goal right now, but aside from that there’s also some albums and Tamagotchi I want to buy eventually haha
