For me: Cancelling paid subscriptions should be as easy as subscribing. I hate the fact that they actively hide the unsubscribe option or that you sometimes should have to write an e-mail if you want to unsubscribe.

  • HelixDab2@lemm.ee
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    1 month ago

    Shooting plainclothes cops that execute a no-knock warrant on your home.

    Seriously.

    All states–ALL states–have a castle doctrine that allows you to use lethal defense to protect yourself inside your home. A no-knock warrant being executed by cops out of uniform means that you have a reasonable belief that your home is being invaded, and that your life is at immediate risk. Now, admittedly, you probably aren’t going to survive that exchange of gunfire. But the state is going to have a really hard time charging you with shooting at/killing a cop if you do.

    • bort@aussie.zone
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      1 month ago

      I’m gonna assume by “all states” you mean “all states within the USA”.

      • HelixDab2@lemm.ee
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        1 month ago

        I believe that most other countries call them provinces rather than states. But yes, if you live in a country that has a normal police force, and you don’t have to worry about out-of-uniform cops using no-knock warrants to kick your front door in, then this is definitely not going to apply to you.

        • y0kai@lemmy.dbzer0.com
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          1 month ago

          In some parts of the US (at least, maybe nationally) the castle doctrine even extends to your car. It is thought of as an “extension” of your home/castle.

          Edit: spelling

  • Camelbeard@lemmy.world
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    1 month ago

    I don’t know how this works in the US, but where I live after a year subscription (let’s say for your internet provider or something). They can only renew per month. So if the year subscription is over you can cancel any service every month and they can’t hit you with any fees.

    Back in the day if you’d forgot to cancel your plan you’d be stuck with them for another year. It sucked!

  • markovs_gun@lemmy.world
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    1 month ago

    Pretty much any tax avoidance loopholes. The more money I have the more I see how ridiculously skewed in favor of the rich everything is. My income is taxed at a lower rate than my capital gains, meaning that not only did I make several thousand dollars last year on stock sales I did literally nothing to earn, but I paid very little on taxes for it. There is also a scheme a friend of mine uses to reduce his tax burden even more by recording losses that only exist on paper by swapping between essentially equivalent assets. The system is designed to punish poor people for being poor and reward rich people for being rich.

    • Yaky@slrpnk.net
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      1 month ago

      A popular scheme I have seen is:

      Owner registered and de-facto runs an incorporated Company. Company employs Owner and pays them a small salary (down to state minimum wage even), so Owner minimizes the income tax they pay.

      The car Owner drives is owned by the Company for “business purposes”, which allows the car to be operated within 50 miles of the Company (and farther with supplemental insurance). Company counts the car purchase/lease, maintenance, gas as expenses, bringing down the bottom line.

      Flights, travel, meals could be paid by the Company, as long as it’s tangentially “business related”.

      The house Owner lives in (or several houses for the family) is owned by the Company and is rented to Owner for very cheap, so Company pays the taxes, maintenance, etc, breaking even, or taking a loss on this house. Again, this brings down the company’s bottom line.

      Somehow, purchases for a Company can be exempt from sales taxes, too.

      In the end, on paper, the Company is barely making any profit, but the Owner might be enjoying a nice car, nice house, and vacations. All for “business purposes” of course. While you pay taxes on your income and purchases like an idiot

      • Wilco@lemm.ee
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        1 month ago

        It gets worse. CEOs take out zero interest, or exteremly low interest loans on corporate assets. They then use the money tax free.

      • markovs_gun@lemmy.world
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        1 month ago

        I will say a lot of what you’ve discussed here is actually illegal but very rarely enforced. Pretty much every small business owner I know is pulling shit like this but it’s basically never enforced even though it’s illegal fraud.

  • Overshoot2648@lemm.ee
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    1 month ago

    The FTC under Biden was actually craking down on that. It was called the “Click to Cancel” rule, but that was literally a month before the election. :/

    • CH3DD4R_G0B-L1N@sh.itjust.works
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      1 month ago

      Lina Khan was a perhaps once in a lifetime bureaucrat doing good for the people at a rapid pace on normal government timelines and now she’ll probably never get that job or a better one again.

    • Kookie215@lemmy.world
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      1 month ago

      Damn, where you live at where this is legal because shit is about to get ROUGH where I’m at and I’m trying to get free groceries.

      • palordrolap@fedia.io
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        1 month ago

        They write in Finnish in other comments, but I don’t seem to be able to confirm or deny the law there, at least not with a quick search.

        I did find an article that suggested that it’s been ruled legal in Italy, but only if you’re homeless and hungry. I can imagine that if you tried it and had any assets whatsoever, they’d find a way to put a lien on those assets rather than let you get away with it.

  • Today@lemmy.world
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    1 month ago

    My car insurance goes up as my car loses value. Years ago you could choose to only insure it up to a certain amount. My kids drove an older car and i designated $10k in insurance for it. That cut the insurance price to about 60%. Texas no longer allows that.

    • roofuskit@lemmy.world
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      1 month ago

      Your car may lose value, but the cost to repair goes up. Hence the insurance increases. Also the likelihood of a total loss goes up as well.

      • ilmagico@lemmy.world
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        1 month ago

        The insurance will never pay more than the value of the car, so if the repair cost goes too high they’ll just declare it a total loss and pay the “fair market value” of the car. And yes, a total loss is more likely, but that doesn’t mean the insurance pays more, on the contrary, they use that to pay less.

    • LandedGentry@lemmy.zip
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      1 month ago

      Huh that’s weird. My parents bought new cars and their car insurance basically doubled. Equal-tier vehicles to their older ones, but new.

      • Today@lemmy.world
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        1 month ago

        If the car that totals at $50k costs you $100/mo, that doesn’t drop to $90/mo when the car’s value drops to $45k. It stays the same or goes up.

        • LandedGentry@lemmy.zip
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          1 month ago

          That is not universal at all. There are so many factors at play. I’m sure it happens but again, not universal.

    • CuriousRefugee@discuss.tchncs.de
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      1 month ago

      Isn’t most of the insurance for liability? I can see a logic where older cars are less safe, and thus accidents are more likely and would cost more, hence the higher costs. But I’m just guessing.

      • Zak@lemmy.world
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        1 month ago

        Collision insurance, the kind that pays for damage to the policy holder’s car in the event of a crash caused by the policy holder or an authorized driver of their car often more than doubles the overall cost of insurance. Collision insurance is usually optional when there’s not a loan.

  • Kookie215@lemmy.world
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    1 month ago

    Corporations that don’t pay taxes being allowed to make millions in profit while their employees qualify for welfare because they pay them so little.

    • slazer2au@lemmy.world
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      1 month ago

      What’s worse is those same organisations get corporate welfare (tax breaks) but fight tooth and nail to prevent their workers from getting it.

    • NotAnotherLemmyUser@lemmy.world
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      1 month ago

      They should just make it so that whatever they announce as their “earnings” to their stockholders should also be the amount that they are taxed for.

  • hedgehogging_the_bed@lemmy.world
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    1 month ago

    Biden administration was working on making that unsubscribe bullshit illegal last year. But then Trump so those tactics will probably be mandatory pretty soon…

    • LandedGentry@lemmy.zip
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      1 month ago

      I thought that happened? I’ve noticed unsubscribing is generally like 2 clicks now. I almost always see a link at the bottom of emails.

      • Overshoot2648@lemm.ee
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        1 month ago

        Click to Cancel was put in as a rule, but it requires active enforcement. It also had a 180 day grace period from last October, so it hasn’t even gone into effect yet.

      • nieminen@lemmy.world
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        1 month ago

        I think email unsubscribe was an existing requirement from a few years ago. Biden’s thing was about unsubscribing from paid services, like Netflix.

    • No1@aussie.zone
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      1 month ago

      Sometimes I get so pissed they don’t have the main item I came for, that I go put everything back on the shelves, exactly where they came from.

    • throwawayacc0430@sh.itjust.works
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      1 month ago

      Fun fact: There’s technically a right to free speech in the constitution of the People’s Republic of China. But we all know how that goes.

      Just like with any rule in any society; without enforcement, they are nothing but merely the words of people. ahem USA ahem

      • Lv_InSaNe_vL@lemmy.world
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        1 month ago

        Which is the reason the right to bear arms is the second amendment.

        The founding fathers anticipated and understood that without the ability to defend it, the right to free speech only exists while the population and propaganda are in agreement.